PERSONALIZED BUYING

Experience

Our dedicated team at Engel & Völkers Oeste brings unmatched expertise, personalized guidance, and a deep understanding of your needs to ensure a seamless homebuying journey tailored to your goals.

We'll find the home

you'll write the stories

At Engel & Völkers Oeste, we offer a personalized, hands-on approach to help you find your perfect property in the stunning west of Portugal. From tailored property searches to expert guidance throughout the buying process, we ensure a smooth experience. Our exclusive listings, local expertise, and global reach set us apart—whether you're buying a home or making an investment, we’re here to help you make the right choice.

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Full-service

Buying Property
in Portugal

We are here to help you through the whole process of purchasing your new property in Portugal.

STEP 1:

Research and considderations

    1. Research and Initial Considerations
  1. Research and Initial Considerations

Identify the region or city where you want to buy. Consider factors like climate, amenities, proximity to airports, and lifestyle.

Determine your budget, including property price, taxes, legal fees, and other costs. 

Check your eligibility for a mortgage as a non-resident. Most Portuguese banks offer mortgages to expats.

STEP 2:
Engage the professionals

Engage with a reputable agent (Engel & Völkers) who understands the local market and can assist with property viewings, negotiations, and paperwork. 

In Portugal there are many realtors / agents, majority of these have no formal qualifications as this is not a requirement in Portugal. 

Therefore, it is always best to go with a reputable company like Engel & Völkers where we ensure the right level of professionalism.

STEP 3:

Property search and Viewing

Schedule viewings and inspect properties, again make use of a reputable agency such as Engel & Völkers. 

Once you find a property, make an offer. Negotiation is common, so be prepared to negotiate the price. Consider hiring a surveyor for a thorough inspection once you have decided on the right property. 

In some cases you could be expected to enter into a reservation agreement, with this agreement the property is normally taken of the market.

STEP 4:
Legal & Due diligence

Engage with a lawyer experienced in Portuguese real estate law to help with legal matters, contracts and due diligence. This is a must for foreigners as the risks are just too high mainly due to language and interpretation of the local legislation.

Promissory Contract (Contrato de Promessa de Compra e Venda). Once all the required documents have been submitted, the lawyers will prepare the CPCV for you to sign.  The CPCV stipulates all the conditions of purchase (e.g. mortgage approval, property repairs and deed date)

 At this time, you may be required to pay a minimum of 25% of the agreed property price as an initial payment.

STEP 5:
The requirements

In order to purchase a property in Portugal  a local tax identification number (NIF, Número de Identificação Fiscal) is required.

Obtaining the NIF number can be done through your lawyer or by applying to the local tax office. 

In addition a local bank account number is also required. This can be obtained by going to a local bank. It is recommended that you look at the proximity of the bank branches in the area you want to purchase. 

STEP 6:
DEED

Final deed (Escritura): Is the final contract transferring ownership. The deed completion can take weeks and the time is normally determined in the CPCV, or when financing is required, by the buyers financial institution. 

If you provide your lawyer with power of attorney the deed can be executed on your behalf. The remaining amount of the purchase price must be in your lawyers possession prior to the deed registration to ensure a successful transfer of the property. It is normal to summit a bank guarantee cheque to the seller at the notary.

STEP 8:
Post Purchase

On ownership the owner will become liable for IMI (property taxes). The IMI is a municipal tax that ranges from 0,3% to 0,8% of the property value. The IMI tax will depend on the type, age and location of the property. This is normal paid annually. 

The transfer  of utility accounts (water, electricity, gas) to your name normally takes place after the deed. Most lawyers provide this as a service. 

It is essential to keep all legal and financial documents received during and after the transfer of ownership. These will be critical to submit or provide copies off once the owner wants to sell the property.

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Experience Matters

Expertise on

Portugal's

West Coast

Best License

Partner

in 2022 and 2023

Recognition

Trusted

name globally

Sales

Hundreds

of properties sold

Our experts are

Here for you

Our skilled team at Engel & Völkers Oeste simplifies the home buying process, focusing on what truly matters—finding your dream home. Collaborating with you, we gain a deep understanding of your needs, streamlining the journey to uncover the perfect match. From exploring financing options to crafting standout offers, we guide you through every stage with expertise and dedication.

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In the Words of our Clients

Success Stories

happy family (21)
"Wir waren als Verkäufer einer Immobilie mit dem Service von Engel&Völkers in Obidos super zufrieden. Sehr professionelle, sehr kompetente und seriöse Betreuung in jeder Phase des Verkaufsprozesses. Sehr engagiertes Team mit sehr gutem Netzwerk. Hoher…
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Christoph Hertel
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"Beatriz was fantastic from the 1st viewing of the house, through to the completion of the sale. She was friendly, professional and answered any queries quickly and efficiently. Would definitely recommend! Thanks."
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Mark Smith
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"Good service; good sales and handling process. Professional approach. Congratulations to the team of Engel & Völkers, more specifically to Mr. André Pereira!"
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Patrick Rigole
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"very professional service, I purchased a property via E&V and was impressed with Beatiz Casimiro throughout the whole process. They have extensive experience of the buy/sell process and the local area, recommend E&V for sure."
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Tim Hine
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Your Journey?

Unsure if it’s the right time to buy or sell? Need expert advice? We’d love to discuss your goals and help you find the perfect solution. Reach out today to start your journey with us!

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